• P30,000.00
    • Interest 0%
    • Term 8 Months
    • Service Fee 3%

Renewable: Principal balance repayment of 50%

  • P100,000.00
    • Interest 6% per annum
    • Term 12 months
    • Service Fee 1.00%
  • P200,000.00
    • Interest 6% per annum
    • Term 24 months
    • Service Fee 1.25%

Renewable: Account is fully paid

First Time Borrowers

  • 1 Month Salary
    • Interest 12% per Annum
    • Term 12% Months
    • Service Fee 1%

Regular Borrowers

  • 1 – 2 Months Salary
    • Interest 12% per Annum
    • Term 12 Months
    • Service Fee 1%
  • 3 – 4 Months Salary
    • Interest 12% per Annum
    • Term 24 Months
    • Service Fee 1.25%
  • 5 – 6 Months Salary
    • Interest 12% per Annum
    • Term 36 Months
    • Service Fee 1.50%
  • 7 – 9 Months Salary
    • Interest 12% per Annum
    • Term 48 Months
    • Service Fee 1.75%
  • 10 Months Salary
    • Interest 12% per Annum
    • Term 60 Months
    • Service Fee 2.00%

Renewable: Principal balance repayment of 6 successive monthly payments

Special Loan Against Bonus (SLAB)

  • Loan Amount = Bonus less 32% 
    • Interest 1.5% per Month
    • Service Fee 1.00%

Renewable:
December payable in May (Mid-Year Bonus)
May payable in November (Year-End Bonus)

 

  • P24,000.00
    • Interest 12% per Annum
    • Term 12 Months
    • Service Fee 1.00%

Renewable upon full payment

Basic Commodity Allowance (BCA)

  • P36,000.00 less Withholding Tax 
    • Interest 12% per Annum
    • Term 12 Months
    • Service Fee 1.00%

Renewable: Principal balance repayment of 6 successive monthly payments.

Loan Against Capital Investment (LACI)

  • Loanable Amount = 80% of Capital Investment
    • Interest 1% per Month
    • Term up to 60 Months

Renewable: Principal balance repayment of 6 successive monthly payments.

  • P50,000.00 – P100,000.00
    • Interest 12% per annum
    • Term 24 months
    • Service Fee 1.25%
  • P101,000.00 – P200,000.00
    • Interest 12% per annum
    • Term 36 months
    • Service Fee 1.50%
  • P201,000.00 – P300,000.00
    • Interest 12% per annum
    • Term 48 months
    • Service Fee 1.75%
  • P301,000.00 – P400,000.00
    • Interest 12% per annum
    • Term 60 months
    • Service Fee 2.00%

Renewable: Principal balance repayment of 50%

  • P50,000.00 – P100,000.00
    • Interest 12% per Annum
    • Term 24 Months
    • Service Fee 1.25%

Renewable: Principal balance repayment of 50%

  • P50,000.00 – P100,000.00
    • Interest 12% per Annum
    • Term 24 Months
    • Service Fee 1.25%

Renewable: Principal balance repayment of 50%

  • P50,000.00 – P100,000.00
    • Interest 6% per Annum
    • Term 12 Months
    • Service Fee 1.00%
  • P101,000.00 – P200,000.00
    • Interest 6% per Annum
    • Term 24 Months
    • Service Fee 1.25%
  • P201,000.00 – P300,000.00
    • Interest 6% per Annum
    • Term 36 Months
    • Service Fee 1.50%
  • P301,000.00 – P400,000.00
    • Interest 6% per Annum
    • Term 48 Months
    • Service Fee 1.75%
  • P401,000.00 – P800,000.00
    • Interest 6% per Annum
    • Term 60 Months
    • Service Fee 2.00%

Renewable: Account is fully paid