Petty Cash Loan
- P30,000.00
- Interest 0%
- Term 8 Months
- Service Fee 3%
Renewable: Principal balance repayment of 50%
Extra Special Loan
- P100,000.00
- Interest 6% per annum
- Term 12 months
- Service Fee 1.00%
- P200,000.00
- Interest 6% per annum
- Term 24 months
- Service Fee 1.25%
Renewable: Account is fully paid
Salary Loan
First Time Borrowers
- 1 Month Salary
- Interest 12% per Annum
- Term 12% Months
- Service Fee 1%
Regular Borrowers
- 1 – 2 Months Salary
- Interest 12% per Annum
- Term 12 Months
- Service Fee 1%
- 3 – 4 Months Salary
- Interest 12% per Annum
- Term 24 Months
- Service Fee 1.25%
- 5 – 6 Months Salary
- Interest 12% per Annum
- Term 36 Months
- Service Fee 1.50%
- 7 – 9 Months Salary
- Interest 12% per Annum
- Term 48 Months
- Service Fee 1.75%
- 10 Months Salary
- Interest 12% per Annum
- Term 60 Months
- Service Fee 2.00%
Renewable: Principal balance repayment of 6 successive monthly payments
SLAB
Special Loan Against Bonus (SLAB)
- Loan Amount = Bonus less 32%
- Interest 1.5% per Month
- Service Fee 1.00%
Renewable:
December payable in May (Mid-Year Bonus)
May payable in November (Year-End Bonus)
Rice Allowance Loan
- P24,000.00
- Interest 12% per Annum
- Term 12 Months
- Service Fee 1.00%
Renewable upon full payment
BCA Loan
Basic Commodity Allowance (BCA)
- P36,000.00 less Withholding Tax
- Interest 12% per Annum
- Term 12 Months
- Service Fee 1.00%
Renewable: Principal balance repayment of 6 successive monthly payments.
LACI
Loan Against Capital Investment (LACI)
- Loanable Amount = 80% of Capital Investment
- Interest 1% per Month
- Term up to 60 Months
Renewable: Principal balance repayment of 6 successive monthly payments.
House Improvement Loan
- P50,000.00 – P100,000.00
- Interest 12% per annum
- Term 24 months
- Service Fee 1.25%
- P101,000.00 – P200,000.00
- Interest 12% per annum
- Term 36 months
- Service Fee 1.50%
- P201,000.00 – P300,000.00
- Interest 12% per annum
- Term 48 months
- Service Fee 1.75%
- P301,000.00 – P400,000.00
- Interest 12% per annum
- Term 60 months
- Service Fee 2.00%
Renewable: Principal balance repayment of 50%
Appliance Loan
- P50,000.00 – P100,000.00
- Interest 12% per Annum
- Term 24 Months
- Service Fee 1.25%
Renewable: Principal balance repayment of 50%
IT Equipment Loan
- P50,000.00 – P100,000.00
- Interest 12% per Annum
- Term 24 Months
- Service Fee 1.25%
Renewable: Principal balance repayment of 50%
Motor Vehicle Loan
- P50,000.00 – P100,000.00
- Interest 6% per Annum
- Term 12 Months
- Service Fee 1.00%
- P101,000.00 – P200,000.00
- Interest 6% per Annum
- Term 24 Months
- Service Fee 1.25%
- P201,000.00 – P300,000.00
- Interest 6% per Annum
- Term 36 Months
- Service Fee 1.50%
- P301,000.00 – P400,000.00
- Interest 6% per Annum
- Term 48 Months
- Service Fee 1.75%
- P401,000.00 – P800,000.00
- Interest 6% per Annum
- Term 60 Months
- Service Fee 2.00%
Renewable: Account is fully paid